Archive for April, 2013
Buying auto and home insurance is a common expense that a homeowner has. Buying two separate policies can take a huge chunk out of their paycheck each month. One of the best ways to find ways to save money is to combine them both. If you are in the market for policies that combine both insurance for home and auto, you are more than likely going to need home insurance help and advice. There are websites online now that offers home insurance help and advice from professional insurance agents. This makes it a lot easier to find the best deals on insurance. It just makes sense to buy both types of insurances from one company because of the cost savings you can enjoy on your premiums.
Easy home insurance quotes on the internet are available. You can also get auto insurance quotes on the internet and then request a combo quote by adding on auto insurance. It is a good idea to talk to an insurance agent in person if you want specialized home insurance help. Many people need home insurance help as some policies are very confusing. If you need home insurance help don’t hesitate the call the contact number that you find on insurance websites. An experienced insurance agent will be there to take your call.
Most home insurance companies usually give customers who buy their auto and home insurance policies together a discount. The thought behind giving a discount is to build customer loyalty. With one home insurance package you can save on your deductible too. Say there was a storm that knocked down a tree and it damages both your home and your car in the driveway. Instead of paying a deductible for your auto damage and then another deductible for your home’s damage, you can save as much as $1000. Find out more ways to save by contacting a home insurance agent today.
Why is bundling auto and home insurance such a popular thing for millions of American homeowners and drivers today? For one, having insurance for home and auto in the first place is of vital importance for all homeowners and drivers, and in many states is a requirement by law anyway. It provides an ease of use that is not normally found in other kinds of industries either. Also, bundling both auto and home insurance and obtaining home insurance help via trusted providers proves financially beneficial for families and individuals who are insured.
Bundling auto and home insurance into one place keeps all paperwork within the same company, thereby allowing an individual to pick up the phone and call on one company to have any important insurance related questions answered. This cuts down on the sheets of paper necessary to sort through when finding these numbers or when discovering these policies in file cabinets, and it avoids confusion too. An individual for instance never needs to think about which company she has her auto insurance with and which company her home insurance is with, because the answer will be the same for both.
Bundling auto and home insurance together additionally is a smart way to go because of the financial opportunities. An individual or family that is bundling auto and home insurance together can earn significant discounts by bundling. Carriers offer this as a standard service these days to encourage their customers to choose their form of insurance over a competitor’s, and in most instances it works. Not too many people today have their auto insurance with one carrier and their home insurance with another carrier. This financial incentive usually is a percentage reduction in rate or a flat rate that is taken off with each year the individuals use the insurance, making it very simple to keep up with.
Bundling auto and home insurance together essentially is simple today because carriers that offer both and that have good reputations offer very comparable policies, so there are not too many distinctions or differences in coverages or cost. However, just because auto and home insurance can be grouped together does not always mean that easy home insurance is obtained. As with any kind of insurance or any significant policy changes, a thorough look at policies and all costs involved is just as wise as bundling these two services together into one larger policy.