Archive for March, 2014
It is hard to prepare for disaster in your personal life. There are ways though to make sure a disappointing event does not cripple you or your family. In order to avoid financial catastrophe meet with a qualified local insurance agent to figure out how to find life insurance.
Life insurance is a contract between the insured and insurance company where the insurer promises to pay a designated beneficiary in exchange for a premium upon the death of the insured person. Other events such as terminal illness may also trigger payment. According to LIMRA’s Life Insurance Barometer Study 2013 85% of consumers agree that most people need life insurance.
According to the Genworth LifeJacket Study 2011 40% of Americans that have life insurance don’t think they have enough. They are setting themselves and t
Turn on the TV, and you’ll lose count of the number of car insurance advertisements you’ll see in the course of an hour. Unfortunately, not many of these commercials mention the other sorts of insurance you may need over the course of your life. Taking out homeowners insurance, workers compensation insurance, or life insurance policy plans can save you in your times of need and are just as important as car insurance.
Your home is a major investment. Sometimes, however, we can’t control what happens in the event of a natural disaster. In 2012 alone, the average flood claim on homeowners insurance policies in the United States was $34,000. Without insurance, a homeowner pays out of pocket for damage–and that’s a big chunk of your earnings. Although the average American homeowner spends 2% of their
Did you know that car insurance is a necessity in all 50 states? However, approximately 61% of Americans are considered to be under-insured by 18%. But why does this matter? Being under-insured can be unsafe and costly because accidents are often dangerous and expensive. As a result, obtaining the right types of insurance will help protect your finances in the case of an accident or other unwanted event.
1. Automobile insurance. Auto owners insurance is used to cover the risk of financial liability when a car accident occurs. However, an astounding 16% of American drivers do not have car insurance. Different auto insurance policies provide different benefits, such as vandalism coverage, accident damage repair, and animal collision coverage, so it is important to find a policy that is right for you by u