Archive for January, 2016
Opening a business can be a very exciting time of life, especially if it your first time owning one. There are so many things to look into and have in order, so make sure you are not forgetting one of the most important aspects of owning a business: insurance services.
Insurance services have a lot to offer and it can be a little overwhelming once you sit down and consider all of your options. Let’s go over a few types of insurance every small business owner should have.
- Property insurance
Whether you own the actual building or just have expensive equipment inside, you should insure it all. Anything could happen from vandalism to fire to theft and you don’t want your business to be ruined because of misfortune.
- General liability
It’s a new year, and for some drivers, it may be time to look at how to cut costs for 2016. If you feel that you’ve been paying too much for car insurance, then you may be right.
However, there are ways to get more affordable auto insurance this year. Just keep these four factors in mind.
Remember that car insurance is a necessity.
While there are a couple of states that make car insurance optional, it’s actually mandatory in most areas of the U.S. This not only protects you in the event that another driver hits your car, but it also helps you in the event that you cause an accident as well. Even your passengers can receive medical care in the event of an accident, and you’ll also have coverage to help pay for the damages, so you’re not stuck footing that whole bi