Right now, personal auto insurance is the only mandatory form of insurance in the U.S. So no, you can’t get out of paying for car insurance — but there are a number of things you can do to help reduce the amount you pay each month.
If you don’t want to pay the $84,000 that the average driver will spend on a personal auto insurance plan throughout his or her lifetime, check out these four tips for cutting down on your payments:
1. Take a defensive driving course: Defensive driving courses only cost about $40, and you can complete the course whenever it’s most convenient for you. And for those small costs, you can benefit by paying up to 10 to 15% less on your car insurance each month.
2. Try to drive less: Most insurance providers offer reduced premiums for low-mileage drivers. If you don’