Most people know that having good car insurance coverage is a vital part of staying safe on the road. But before you make a decision on those car insurance estimates you’ve been considering, it is important to make sure you know what you are paying for. Below is a brief explanation of the six types of car insurance coverage that typically comprise car insurance prices. Do you have the right type of insurance in your future plan?
Bodily Injury Liability Coverage
This covers you against any injury or death claims made against you. It also covers legal costs if your car injures or kills someone.
Property Damage Liability Coverage
It’s been clear for a long time that health insurance coverage is an important part of safeguarding your financial and medical future. But it’s now also mandated by the Affordable Care Act, and those without insurance will be penalized starting in 2015. So how can you find affordable health insurance? The key is being able to carefully read and compare plan details so you can distinguish between truly affordable health insurance that will protect you and your family and just plain cheap health insurance coverage that won’t provide the benefits you’ll actually use. Here are the aspects of health insuranc
Since for most homeowners, their house is by far the biggest asset they’ll ever have, home insurance is an absolute must. But the cost of homeowners insurance can be overwhelming, even when you know it’s necessary. To help you understand quotes you might get from various home insurance providers, here’s a breakdown of the factors that generally affect homeowner insurance rates:
- Your Home’s Location
Where your home is located will have a significant impact on your premiums. Homes in areas that are prone to natural disasters cost more to insurance, as do homes in unsafe neighborhoods with higher crime rates. Even the distance to the neare
Life insurance is an expensive investment that isn’t always a priority if you have limited disposable income. If you’re looking for life insurance advice, it can be hard to navigate all of the details. If you get too overwhelmed it might seem easier to just skip it. People also avoid purchasing life insurance because they think it’s more expensive than it is. A recent study found that American consumers believe health insurance costs three times the actual price.
If you don’t know a lot about it, or want to know more, like how to find life insurance and how to find a good insurance agent, keep reading to learn about some of the benefits of getting life insurance. These facts are courtesy of the Life Insurance and Market Research Association (LIMRA) and are intended to give you a brief overview o
Did you know that the American automobile insurance industry is responsible for generating approximately $178 billion in revenue, and employs nearly 250,000 U.S. workers, according to IBIS research? One reason that the auto insurance industry is such a strong economic driver is that in every state of the union, it is illegal to drive without auto insurance. Since most Americans rely on a car as their primary mode of transportation, full coverage car insurance is a must.
A number of different factors go into the cost of car insurance, which can vary a great deal from person to person. For one thing, car insurance premiums tend to decrease as people get ol
The odds of getting a hole in one in golf are so great that making such a shot will arguably be the greatest feat in a golfer’s career. According to Golf Digest, an amateur’s odds of a hole in one are a whopping 12,500 to one.
So yes, what’s being said here is that acing a hole is hard, but what’s also being said is that there’s a chance. If there wasn’t, hole in one contests wouldn’t need contest insurance now would they?
Acing a hole isn’t easy, but with a bit of methodology, you can increase your chances, and maybe even wind up taking home a hole in one contest’s fabulous prize. Here’s a few tips to help.
Go to a Driving Range.
First things first, you’re going to need to practice your driving. If you can’t send a ball sailing to the other end of the g
We’re all familiar with the game of golf (even if we totally forgot about it before Tiger Woods’ marital problems made it relevant again). Though it might seem like a game that only old people play — which isn’t technically true since less than 35% of golfers are over the age of 50 — golf is a pretty popular sport and is much more interesting than you probably think. Here are some interesting facts about golf that you probably didn’t know.
It is a really old sport
We all know that golfing is a popular sport for some groups of Americans, and there are a few different big tournaments in the U.S. every year like the Master’s, the U.S. Open, and the PGA Championship. What we know as modern golf was actually invented some 500 years ago in Scotland.
It’s a popular choice for charity e
Right now, personal auto insurance is the only mandatory form of insurance in the U.S. So no, you can’t get out of paying for car insurance — but there are a number of things you can do to help reduce the amount you pay each month.
If you don’t want to pay the $84,000 that the average driver will spend on a personal auto insurance plan throughout his or her lifetime, check out these four tips for cutting down on your payments:
1. Take a defensive driving course: Defensive driving courses only cost about $40, and you can complete the course whenever it’s most convenient for you. And for those small costs, you can benefit by paying up to 10 to 15% less on your car insurance each month.
2. Try to drive less: Most insurance providers offer reduced premiums for low-mileage drivers. If you don’
Did you know golf is not only popular across the United States and the world, but on the moon too? On February 6, 1971 astronaut Alan Shepard hit two golf balls while on the moon’s surface. Since then, golf tournaments and events are becoming increasing popular, drawing larger crowds and media attention. In fact, from 2009 to 2014, the United States golf course and country club industry saw an increase in business by 1.2% annually. It’s estimated that a staggering 29,000,000 people play golf across the United States, with numbers continuing to rise.
With that being said, you may be curious as to how to increase awareness or player participation at your next golf event or tournament. Though there are a variety of golf tournament contest ideas, consider hosting a hole in one contest at your next
Seeking help for your finances isn’t just for millionaires anymore. These days, there is a wide variety of services that a certified financial planner can offer, no matter your income. About 56% of American adults don’t have a budget — don’t become one of those people!
When you hire professional help for your finances, you can feel confident that your funds are in good hands.
Here are five great things that a certified financial advisor can do for you:
1. Guide your investments: Most people choose to hire a certified financial advisor because they want guidance with building an investment portfolio. An investment advisor recommends his or her client with the be